A (back to top)
Advisory Organizations		See Bureaus
Agents		See Insurance Producers
Aircraft	Exempt from rate filing requirements	48.19.010(1)(d)
Aircraft	Form Filing Requirements	48.18.103
Applications	Applications and Binders	284-30-560
	Applications and Policyholder Notices	284-20B-110
	As Evidence	48.18.080
	Fraud Statement	48.135.080
	When Required To Be Filed	48.18.100(1)
Appraisal	Unfair practices	284-30-330(17),(18)
Arbitration		7.04A 7.70A
Auto	Abstract of Driving Record - Confidentiality	46.52.130
	Abstract of Driving Record - 3 Year History	284-30-500(3)
	Betterment	284-30-390(7)
	Claims settlement	284-30-390 thru -395
	Commercial Vehicle Driving Record - When Not Considered	48.30.310
	Debt and Financing Coverage	48.22.060
	Defined	48.22.005(1)
	Discounts
	Anti Theft Devices/Driving Lights et al	48.19.501
	Completion of Accident Prevention Course	48.19.480
	Over 55 - Required	48.19.460 .470 .490
	Seat Belts/Other Life Saving Devices	48.19.500
	Family or Household Exclusions	284-30-500(1)(b)
	Farm Tractor, Vehicle	46.04.180 .181 46.16.025
	Financial Responsibility	46.29
	Mandatory Liability Insurance	46.30.020
	Minimum Liability Limits	46.29.090
	Moped registration	46.16.630
	Off Road Vehicles	46.09
	Payment plans	48.18.140(4)
	Personal Injury Protection (PIP)
	Defined	48.22.005(12)
	Exceptions	48.22.090
	Mandatory offering	48.22.085 284-20-300
	Minimum and optional higher limits	48.22.095 .100
	Rejection by Insured	48.22.085(2)
	Unfair Claims Settlement Practices	284-30-395
	Private Passenger Auto
	Defined	48.18.297
	Cancellation Notice - # Days Required	48.18.291(1)
	Cancellation - Reasons	48.18.291(1) 284-30-570
	Renewal Required - # Days Notice	48.18.292
	Rental Car Insurance	48.115 284-17B
	Snowmobiles	46.10
	Underinsured Motorists	48.22.030 .040
	Unfair Claims Settlement Practices	284-30-390 thru -394
	Vehicle Insurance Defined	48.11.060
	Vehicle Licenses	46.16
	Wheelchair conveyances, power wheelchair	46.04.710 46.16.640 204-10-080
B (back to top)
Binders	Applications and Binders	284-30-560
	Duration	48.18.230
	Insurance Producer's or Title Insurance Agent's Liability	48.18.240
	Receipt of premium - contents of receipt	48.18.220
	Right of debtor or borrower to select insurance producer or insurer	48.30.260
Brokers		See Insurance Producers
Bureaus	Advisory organization rules	48.19.320 .330 .340 284-20B-005(1) -090 284-24-001(1) -049
	Cooperative Activities	48.19.250
	Filing Authorization	284-20B-060 -080 284-24-041
	Filings by rating bureau	48.19.050
	Member or subscriber defined	284-20B-005(7) 284-24-001(7)
	Notice of Changes	48.19.200
	Rating organization license	48.19.160 .170 .180 .190
	Rating organization or bureau rules	284-20B-005(11) -070 284-24-001(12) -046
	Rules Cannot Affect Dividends	48.19.240
	Subscribers - Rights, limitations	48.19.140 .150 .210 .220 .230
C (back to top)
Cancellation / Non-renewal	Actual Reason Must Be Disclosed	48.18.290(1)(a)(ii) .290(1)(b)(ii) .2901(1)(a) .291(1) .292(1)(a) .293 284-30-570
	Agency Contract Termination	48.17.591
	Cancellation by Insured	48.18.300 284-30-590(8)
	Cancellation by Insurer	48.18.290 .291
	Credit History or Insurance Score	48.18.545
	Discrimination Prohibited	48.30.300 284-30-572
	Fire Insurance - Arson Fraud Reduction	48.53.030
	Independent Evaluation	284-30-574
	Nonrenewal	48.18.2901 .292
	Notice to Insurance Producer or Title Insurance Agent	48.18.289
	Premium Finance Company	48.56.110 .120
	Private Passenger Auto
	Inapplicable Contracts	48.18.296
	Notice Requirements	48.18.291 .292
	Proof of Mailing	48.18.293(2)
	Restrictions
	Day-Care Operations	284-30-700
	Foster Parents	48.18.565
	Handicaps	48.30.320
	Victims of Domestic Abuse	48.18.550
	Victims of Malicious Harassment	48.18.553
	Unfair Practices	284-30-590
Certificate of Authority		48.05.030 .040 .050
Combination Policies		48.18.250 48.19.360
Company Name		48.05.190 48.18.140(2)(a) 284-30-670
Company Must Respond Promptly		284-30-650
Condominium Associations		64.34.268 .352
Courts - Washington Jurisdiction		48.18.200(1)(b)
Credit Insurance - Single Premium	Residential Mortgage Loan	48.18.543
D (back to top)
Day Care	Joint Underwriting Association	48.88 284-78
	Restrictions on denial of Homeowners Insurance	284-30-700
	Self Insurance	48.90
Deemed Filings	Forms	48.18.100(3)
Deemed Filings	Rates/Rules	48.19.060(2)
Definitions	Adjusters	48.17.010(1)
	Adopted Children	48.01.180
	Advisory Organization	48.19.320 284-20B-005(1) 284-24-001
	Automobile (PIP)	48.22.005(1)
	Credit Insurance	48.11.070(9) .080(1)
	Domestic Abuse	48.18.550(5)
	Disability	48.11.030
	First Party Claimant	48.30.015(4)
	General Casualty	48.11.070
	Insurable Interest - Property	48.18.040
	Insurance	48.01.040, .060
	Insurance Producer	48.17.010(5)
	Insurance Score	48.18.545(1)(f) 48.19.035(1)(d)
	Insured (PIP)	48.22.005(5)
	Insurer	48.01.050
	Malicious Harassment	48.18.553(1)(b)
	Marine and Transportation	48.11.050
	Named Insured (PIP & UIM)	48.22.005(9)
	Ocean Marine and Foreign Trade	48.11.105
	Person	48.01.070
	Personal Injury Protection (PIP)	48.22.005(12)
	Premium	48.18.170
	Private Passenger Auto	48.18.297
	Property Insurance	48.11.040
	Rate Standard	284-24-065(1)
	Stop Loss	48.11.030
	Surety	48.11.080
	Title	48.11.100
	Title Insurance Agent	48.17.010(15)
	Underinsured Motor Vehicle	48.22.030(1)
	Vehicle	48.11.060
Delivery of Policy		48.18.260 284-01-050 284-30-580
Deviations From Filings	Forms	48.18.100(7) .103(8)
Deviations From Filings	Rates	48.19.280
Discrimination Prohibited		284-30-572 48.18.480
	Public Interest	48.01.030
	Rating Organization	48.19.140
	Unfair Discrimination	48.30.300
Dividends		48.18.340 48.30.100
Domestic Abuse		48.18.550
E (back to top)
Effective Date of Filings	Forms	48.18.100 .103 284-20B-130
Effective Date of Filings	Rates/Rules	48.19.040(4) .043, .060, .070 284-24-115
Eligibility Guidelines / Requirements	Credit History / Insurance Score	48.18.545 48.19.035(2)(b) 284-24A-032
Examination of Contracts		48.19.410
F (back to top)
Fair Plan		48-58 284-19
Fees	Charges for Extra Services Applying To Insurance Producers	48.30.157
	Insurance Producers' and Surplus Line Brokers' Fees to be Disclosed	284-30-750
	Premium Defined	48.18.170
	Premium Must Include All Charges	48.18.180
Filings - Forms		48.18 284-20B
	By Advisory Organization	284-20B-005(1) -090
	By Rating Bureau	48.19.050 284-20B-070 -080
	By Third-Party Filer	284-20B-060
	Certification	284-20B-030(1)
	Complete Filing	284-20B-005(2) -030 -140
	Deemed Filings	48.18.100(3)
	Deviations	48.18.100(7) .103(8)
	Extensions	48.18.100(3) .103(4)
	Filing Not Required For
	Large Commercial Accounts	284-20B-170
	Manuscript Forms	48.18.100(1)(d) .103(3)(b)
	Ocean Marine	48.18.010
	Surety Bond Forms	48.18.100(1)(a)
	Surplus Line Coverages	48.18.100(1)(e) 284-20B-160
	Filing Rejection	284-20B-040 -050
	Grounds for Disapproval	48.18.110
	Non-English Forms	284-20B-150
	Objection Letter Responses	284-20B-100
	Revised or Replaced Forms	284-20B-120
	SERFF Filings Required	284-20B-030
	Validity of Noncomplying Forms	48.18.510
Filings - Rates / Rules		48.19
	By Advisory Organization	284-24-001(1) -049
	By Rating Bureau	48.19.050 284-24-046
	By Third-Party Filer	284-24-041
	Complete Filing	48.19.040 284-24-001(2) -011
	Credit Scoring	48.19.035 284-24A
	Deemed Filings	48.19.060(2)(b) .070
	Deviations	48.19.280
	Disapproval of Filing	48.19.100 .110 .120
	Extensions	48.19.043(3) .060
	Filing Not Required For
	(a) Rates	284-24-070
	Aircraft	48.19.010(1)(d)
	Large Commercial Accounts	284-24-120
	Ocean Marine	48.19.010(1)(e)
	Reinsurance	48.19.010(1)(c)
	Surplus Line Coverages	284-24-060
	Filing Rejection	284-24-016 -021
	Inland Marine Risks	284-24-080
	Loss Costs	284-24-062
	Objection Letter Responses	284-24-051
	SERFF Filings Required	284-24-011
	Title Insurance	48.29.140
	Waiver of Filing	48.19.080
Financial Responsibility		46.29
Flood Insurance	Excess Flood - Joint Underwriting Association	48.164 284-164
	Flood Notice	48.27.030
Forced Place Insurance		See Vendor Single Interest
Forms	Ambiguous	48.18.110(1)(c)
	Approval May Be Withdrawn	48.18.100(3)
	Charter or Bylaw Provisions	48.18.160
	Construction of Policies	48.18.520
	Contents of Policies	48.18.140
	Filing Requirements	See Filings - Forms
	Policy Must Contain Entire Contract	48.18.190
	Standard Fire Policy	48.18.120(1) 284-20-010
	Voidance of Policy or Form	48.18.090 .320 .350 .510
Fraud	Arson Fraud Reduction	48.53
	False Claims	48.30.230
	Fraud Program	48.135
	Insurance Fraud	48.30A
	Reporting Immunity Act	48.50
	Statement Required - Applications and Claim Forms	48.135.080
G (back to top)
Gap Insurance		48.22.060
General Casualty Insurance		48.11.070
Grounds for Disapproval	Forms	48.18.110
	Rates	48.19.100
Guaranteed Asset Protection Waivers		48.160
H (back to top)
Health Care Risk Management Training Required		48.22.080
Hearings		34.05 48.04 284-02-070
I (back to top)
Illegal Inducements		48.30.150
Inflation Guard		48.27
Inland Marine	Boats 26 feet and under	284-24-080(4)
	Defined	284-20-030 -040 -050
	Rate Filings	284-24-080
	Travel Coverage	284-24-080(29)
Insurance ID Card		308-106-010 -020
Insurance Producers		48.18 284-12 284-17
	Communications Equipment	48.120 284-17A
	Examination of applicants - Exemptions	48.17.110
	Insurance Producer defined	48.17.010(5)
	Insurance Producers' and Surplus Line Brokers' fees to be disclosed	284-30-750
	Insurance Producer license - Exceptions	48.17.062
	Policies to be delivered, not held by agents	284-30-580
	Rental Car Insurance	48.115 284-17B
	Self Service Storage	48.170
	Speciality Producers License	48.120.005(5) 284-17A-020(5)
	Supervising Agent defined	48.120-005(6) 284-17A-020(6)
Insurers - General Requirements		48.05
J (back to top)
Joint Underwriting Associations	Day Care Services	48.88 284-78
Joint Underwriting Associations	Midwifery and Birthing Centers	48.87 284-87
Joint Underwriting or Joint Reinsurance		48.18.250 48.19.360
Jurisdiction		48.18.200
L (back to top)
Lawsuits		48.18.200(1)(c)
Loss Cost Adjustments		284-24-062
Loss Payable & Mortgagee Forms		284-21 48.18.125
Loss Payment		284-30-330(16)
M (back to top)
Malicious Harassment		48.18.553
Medical Malpractice	Arbitration of Health Care Actions	7.70A
	Cancellation	48.18.290(1)(b)
	Closed Claim Reporting - Attorneys and Claimants	7.70.140 284-24E
	Closed Claim Reporting - Insuring Entities	48.140, 284-24D
	Non-Renewal	48.18.2901(1)(a)(ii)
	Risk Management Training Required	48.22.080
	Statistical Plans	284-24C
	Underwriting Restrictions	48.18.547 284.20A
Midwifery and Birthing Center, Joint Underwriting Assocation		284-87 48.87
Midterm Changes		48.18.2901 284-30-590(1),(2),(3)
Mortgage & Loss Payable Forms		284-21 48.18.125
Motor Vehicle Service Contracts		48.110
	Definition	48.110.020(16) 284-20C-005
	Effective Date Rules	284-20C-070
	Filing Rejection	284-20C-030 -040
	Filing Requirements	48.110.073(2),(3) 284-20C
	Non-English Contracts	284-20C-110
	Penalties - Consumer Protection Act	48.110.140
	Registration Required	48.110.030
	Reimbursement Policy Required	48.110.075(2)(a)
	Third-Party Filers	284-20C-050
N (back to top)
Non-English Forms		284-20B-150
Non-Renewal		See Cancellation
O (back to top)
Ocean Marine	Filing Not Required	48.18.010 48.19.010(1)(e)
	Marine and Transportation Insurance Defined	48.11.050
	Ocean Marine and Foreign Trade Insurance Defined	48.11.105
P (back to top)
Penalties		48.01.080
	Certificate of Authority - Discretionary Refusal Revocation Suspension	48.05.140 .185
	Prompt Response Required	284-30-650
	Rates	48.19.430
	Rate Wars Prohibited	48.30.240
Personal Injury Protection (PIP)	Definition	48.22.005(12)
	Coverage Exceptions	48.22.090
	Higher Limits	48.22.100
	Mandatory Offering	48.22.085 284-20-300
	Minimum Limits	48.22.095
	Rejection By Insured	48.22.085
Policy Content	Construction of Policies	48.18.520
	Execution of Policies	48.18.210
	General	48.18.140
	Legal Name	48.05.190 284-30-670
	Misrepresentation of Policies	48.30.090
	Policy Must Contain Entire Contract	48.18.190
	Time of Inception and Expiration	284-20-020
Policy Fees		See Fees
Policyholder Notices		284-20B-110
Premium	Audit	48.18.140(3)
	Definition	48.18.170
	Finance Companies	48.56
	Illegal Dealings	48.30.190
	Must Include All Charges	48.18.180
	Waiver	284-30-590(7)(c)
Prior Approval (Personal Lines)		48.18.100 48.19.060
Property Insurance	Inception & Expiration Time	284-20-020
	Over Insurance Prohibited	48.27 48.30.260(3)(f)
	Replacement Insurance	48.27.020
	Standard Fire Insurance	48.18.120(1) 284.20.010
Public Access to Filings		See Records
Purchasing Groups		48.92 284-92
R (back to top)
Rates/Rules	(a) Rates	284-24-070
	Aircraft	48.19.010(1)(d)
	Auto Discounts
	Over 55	48.19.460 .470
	Seat Belts, Driving Lights, etc.	48.19.500 .501
	Excess Rates on Specific Risk	48.19.090 Instructions Application
	Filing Requirements	See Filings - Rates/Rules
	Loss Costs	284-24-062
	Midterm Changes	48.18.2901 284-30-590(1),(2),(3)
	Rate Making - Criteria	48.19.030 .035 284-24-065
	Credit History	48.19.035 284-24A
	Operating Ratio	284-24-065(2)
	Rate Standard	48.19.020 284-24-065(1)
	Rate Wars Prohibited	48.30.240
	Rebating	48.30.140 .170
	Schedule Rating Plans	284-24-100
	Supplementary Rating Information	284-24-062(1)(d)
	Territories - Zip Code Boundaries	284-24-110
	Title Insurance	48.29.140, 284-29A
	WIEB - Audits to test adherence to rate filings	284-20-006
Rating Organizations		See Bureaus
Rebates		48.30.140 .170
Records		48.02.120
	Definition	42.17.020(42)
	Forms Retention - General Liability	284-20-200
	Open To Public Inspection	48.19.040(5)
	Photographic Copies as Evidence	5.46.010
	Public Records Requests	284-03
	Publications and Information Available	284-02-080
	Records and Accounts of Insurers	48.05.280
	Records of Insurance Producers, Title Insurance Agents, Adjusters	48.17.470
	Reproduced Records for Governments and Business	40.20
Reinsurance	Joint Reinsurance	48.19.360
	Rate Filing Not Required	48.19.010(1)(c)
	Riot Reinsurance Reimbursement	48.58
	Underwriters' and Combination Policies	48.18.250
Renewal Required	# of Days Notice	48.18.289 .2901
	Exceptions/Private Passenger Auto	48.18.292
	Renewal Notice	48.18.280
Renewal Certificates - Permitted		48.18.280
Retention of Policy Form		284-20-200
Right of Action		48.18.200(1)(c)
Risk Management Training Program		48.22.080
Risk Retention Groups ∠ Risk Purchasing Groups		48.92 284-92
Rules		See Rates/Rules
S (back to top)
Schedule Rating Plans		284-24-100
SERFF (System For Electronic Rate and Form Filing)
	Forms	284-20B-030
	Rates/Rules	284-24-011
Service Contracts		48.110
	Definition	48.110.020(16)
	Reimbursement Policy Required	48.110.050(2)
	Registration Required	48.110.030
Service, Membership Fees, etc.		See Fees
Signature Requirements		48.18.210
Standard Fire Policy		48.18.120(1) 284-20-010
Statistical Plans		48.19.370
	Medical Professional Liability	284-24C
	Property and Casualty - Generally	284-24B
Stop Loss Insurance		48.11.030
Subrogation		284-30-393
Surety Insurance		48.28
	Definition	48.11.080
	Filing Not Required - Forms	48.18.100(1)(a)
Surplus Lines Insurance		48.15.040 284-15
	Cancellation and Renewal	284-30-590(5)
	Filing Not Required - Forms	48.18.100(1)(e) 284-20B-160
	Filing Not Required - Rates	284-24-060
T (back to top)
Third-Party Filers
	Forms	284-20B-060
	Rates/Rules	284-24-041
Time Limits for Death or Accidental Injury		284-30-620
Time of Inception		48.18.140(2)(d) 284-20-020
Title Insurance		48.29, 284-29
	Authorization	48.05.330(3)
	Defined	48.11.100
	Rates	48.29.140, 284-29A
	Rebates and Illegal Inducements	48.030.140, .150 284-29-200
	Title Insurance Agent defined	48.17.010(15)
	Tract Indexes Defined	284-16-030
Tort Reform		48.19.450
Travel Coverage		284-24-080(29)
U (back to top)
Underinsured Motorists		48.22.030 .040
Underwriters' & Combination Policies		48.18.250 48.19.360
Underwriting Guidelines/Requirements	Credit Scoring - Adverse Action	48.18.545(1)(a) 284-24A-010 -011 -012
	Credit Scoring - Eligibility Guidelines	48.19.035(2)(b) 284-24A-032
	Medical Malpractice	48.18.547
Unfair Practices		48.30 284-30
	Auto	284-30-500
	Advertising	48.30.040 .050 .070 .075 .090
	Applications and Binders	284-30-560
	Cancellation, Renewals, Changes	48.30.320 284-30-572 -574 -590 -700
	Claims Settlement
	Environmental	284-30-900 thru -940
	General	284-30-330 thru -380
	PIP	284-30-395
	Vehicles	284-30-390 thru -395
	Death Benefit	284-30-620
	Discrimination	48.30.300
	Dividends	48.30.100
	Driving Record	48.30.310
	Financial Statements	48.30.030
	General	48.30.010 .020
	Illegal Dealing In Premiums	48.30.190
	Illegal Inducements	48.30.150
	Rate Wars	48.30.240
	Rebating	48.30.140
	Title Insurance	48.30.150
	Unreasonable Claim Denial - First Party Claimant	48.30.015
Use and File (most commercial lines)	Forms	48.18.103
Use and File (most commercial lines)	Rates/Rules	48.19.043
USL & H	Assigned Risk Plan	284-22
USL & H	Plan Creation	48.22.070
V (back to top)
Vehicle Insurance Defined		48.11.060
Vendor Single Interest/Collateral Protection		48.22.110 thru .135
Voidance of Policy or Form	Annulment of Liability Policies	48.18.320
	Breach of Warranty Prior to Loss	48.18.350
	Validity of Non-Complying Forms	48.18.510
	Warranties and Misrepresentations	48.18.090
W (back to top)
Warranties & Misrepresentations		48.18.090
WIEB	Examination of Contracts	48.19.410
WIEB	Rate Filing Audits	284-20-006
Workers Compensation/Industrial Insurance		Title 51
	Self Insurers - Max 80% of Liability Insured	51.14.020(5)

Updated 11/29/2011

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