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What if I can't find auto coverage?

If you have a poor driving record, you may have trouble getting insurance. In Washington state, drivers must have insurance.

The following companies offer policies for hard-to-insure drivers:

• Allstate
• Dairyland (also called Sentry Insurance)
• Farmers
• Financial Indemnity (also called Unitrin group)
• Infinity
• Nationwide
• Progressive
• Safeco

Automobile Insurance Plan

• If your driving record keeps you from getting auto coverage, contact the Automobile Insurance Plan.
• This plan, created by the Washington State Legislature, must offer auto insurance coverage to hard-to-insure drivers who can't get coverage. 

State may require you to prove you have insurance

• The Washington State Department of Licensing (DOL) may require you to keep and show valid auto liability insurance for a certain period of time. This proof is called an SR 22 form.
• Your agent or insurance company may fill this form out for you and send it to DOL as proof that you have coverage.
• Not all companies will file SR 22s for you. You may need to shop around for a company that will.
• Get more information about SR 22s from DOL or your insurance agent.

Updated 04/24/2012