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Washington State Office of the Insurance Commissioner

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Losing your auto insurance

Insurance companies can non-renew or cancel your auto policy. If this happens to you, you'll need to shop for coverage with another company.

Non-renewed auto policies

If your insurance company doesn't renew your auto policy, it must give you 20 days advance notice before the non-renewal date takes effect. It must also provide you with a reason for its decision.

Cancelled auto policies

Your insurance company can cancel your auto policy if:

  • You fail to pay the premium.
  • The Department of Licensing suspends or revokes your driver license or someone else's driver license in your household.
  • It's 30 days or less since you bought the policy.

Before your company cancels your policy, it must give you 10 days advance written notice.




Updated 04/11/2012

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Need more help? Call our FREE Insurance Consumer Hotline at 1-800-562-6900
or Email us at cap@oic.wa.gov.