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Business insurance

Business insurance (also called commercial general liability insurance) protects business owners against losses due to bodily injury or property damage.

Factors that affect finding insurance

• Type of business
• Number of years in business
• Claims history

Things to keep in mind when you shop for insurance

• Before you choose an agent or broker, make sure they're licensed to sell insurance here.
• All insurance policies include various limits, conditions, exclusions, and restrictions.
• Some insurers may require a minimum level of premium.
• Discuss your business operations with your agent or broker to determine coverage needs.
• Ask if discounts are available for multiple policies.

Updated 02/14/2012