How to file a 20-day Insurance Fair Conduct Act (IFCA) notice of potential lawsuit
Can I file suit at any time?
No. If you want to sue your insurance company under the Insurance Fair Conduct Act, you must provide written notice of your intent, and its basis to the insurance company and the Office of the Insurance Commissioner 20 days before filing suit.
What happens to my 20-day notice once it’s delivered to the OIC?
- We date-stamp your notice with the received date.
- We enter the details of the notice in our tracking log which gets posted to our website once a week.
- We file your notice and retain a copy of it for two (2) years.
What should my 20-day notice look like?
How long must I wait before I can file a lawsuit?
You must allow three business days for mailing, and an additional 20 days before filing your lawsuit.
How do I send my notice?
Use any of the following options, allowing three business days for it to reach the OIC and the insurance company:
- Regular mail
- Registered mail
- Certified mail, with return receipt requested
Where do I send my notice?
To the insurance company
If you need the address for your insurance company, you can use our Company Lookup page to find it.
To the Office of the Insurance Commissioner
Office of the Insurance Commissioner
IFCA Claim Notification
Attn: Office Support Unit
P.O. Box 40257
Olympia, WA 98504-0257
All information provided becomes subject to public disclosure. Please do not include any personal or confidential information with your submission to the OIC.