2013 Orders

Orders posted below are unverified duplicates of official orders actually entered. To get an official version of the order contact:

Renee Molnes
Phone: 360-725-7047
Email: legal@oic.wa.gov

Orders 51 to 100 of 259
 
Name Violation Issue Date Action Order

Clements, Todd S.
Boise, ID
Failure to pay fees; failure to respond. 4/24/2013 License revoked. 13-0140
Comments:

Cohen, Jeffrey B.
Sparks, MD
Failure to report administrative action, failure to respond. 12/31/2013 License revoked. 13-0341
Comments:

Columbia Title Agency LLC
Vancouver, WA
Allowing its title company employees to attend and volunteer their time at an event that is not sponsored solely by a charity event; Cosponsoring, subsidizing, or contributing fees, prizes, gifts, or giving things of value to off-premises producer functions, including a golf tournament. 2/4/2013 Consent Order Levying A Fine $750.00 fine 13-0032
Comments:

Commercial Travelers Mutual Insurance Company
Utica, NY
Failure to maintain minimum required capital and surplus. 4/1/2013 Order Suspending Certificate of Authority 13-0101
Comments:

Commonwealth Land Title Insurance Company
Jacksonville, FL
Satisfaction of Fines for illegal inducements for title insurance. 10/10/2013 Satisfaction Of Fines - Fined: $38,334 13-0274
Comments:

Commonwealth Land Title Insurance Company
Jacksonville, FL
Satisfaction of Fines for illegal inducements for title insurance. 10/10/2013 Satisfaction Of Fines - Fined: $1,667 13-0275
Comments:

Cooley Allen, Sandra
Gig Harbor, WA
Using fraudulent, coercive, and/or dishonest practices, and demonstrating herself to be untrustworthy and/or incompetent; misrepresenting the terms of policies and/or the benefits or advantages; recommending the purchase of annuities without reasonable grounds for believing that the recommendation is suitable for the consumer; knowingly making false or misleading statements, and willfully failing to reveal material facts, in or relative to applications for insurance to an insurer; making misrepresentations and/or misleading comparisons to induce insureds into lapsing, terminating, forfeiting, surrendering, retaining, or converting any insurance policy; failing to demonstrate good faith, failing to practice honesty and equity, and using deception in the business of insurance; failing to present one or more accurate, correct, non-misleading, and complete WAC 284-23-485 notices to consumers no later than the time of the taking of the application, and failing to fairly and adequately highlight the points raised by the questions; making false, deceptive, or misleading representations or advertising in the conduct of the business of insurance; and intentionally misrepresenting the terms of actual or proposed insurance contracts. 7/11/2013 Order Revoking License 13-0181
Comments: Order Stayed pending outcome of hearing.

Coordinated Care of Washington
Tacoma, WA
None 4/2/2013 Solicitation Permit for initial financing of a domestic health care service contractor 13-0111
Comments:

Costage, Millie
Everett, WA
Applicant requested a hearing on the denial of her license application. 12/17/2013 After hearing, the denial of the license application was upheld. 13-0119
Comments:

Creswell, Susan L.
Monroe, WA
Failed to forward premium monies to insurer, comingled funds in the premium trust account, falsified premium trust ledger, applied only part of premium received to clientís account, failed to provide requested documentation and made misrepresentations to the OIC investigator. 7/18/2013 Order Revoking License 13-0213
Comments:

Crews-Lindeman, Ginger
Longview, WA
Providing incorrect information in a license application. 9/9/2013 Consent Order Levying A Fine - Fined: $250 13-0250
Comments:

Croll, Jeffrey R.
Maple Valley, WA
Providing incorrect, misleading, incomplete or materially untrue information in the license application. 7/24/2013 Consent Order Levying A Fine $250.00 fine 13-0215
Comments:

Dahl, Stephanie K.
Woodinville, WA
Following the revocation of her license, Respondent continued to solicit and negotiate insurance by contacting and meeting with former insurance clients who she urged to surrender and replace annuity contracts Respondent had sold them. 12/9/2013 Order To Cease And Desist 13-0324
Comments:

Daily, Jack O.
Eagle, ID
Probation due to tax debt. 4/15/2013 Consent Order Setting Conditions For Probationary Non-Resident Producerís License 13-0113
Comments:

Davis, Jeffrey T.
Edwardsville, IL
Failing to respond to the Commissioner and intentionally misrepresenting the terms of insurance and applications for insurance. 5/13/2013 Order Revoking And Precluding Reissuance Of License 13-0160
Comments: Order Stayed pending outcome of Hearing.

DeSantiago, Luis A.
McFarland, WI
Probationary Producer's License issued due to current criminal charges in deferral status. 12/3/2013 Consent Order Setting Conditions For Probationary Producer's License 13-0318
Comments:

Diaz, Maria
Federal Way, WA
Submitted applications with false information. 9/10/2013 Order Revoking License 13-0043
Comments: Order Revoking License upheld after hearing.

Djordjevic, Nenad
Northbrook, IL
Failure to report administrative action, failure to respond. 10/31/2013 License revoked. 13-0302
Comments:

Doerr, Linda L., Longview Insurance Inc.
Longview, WA
Failure to maintain records; Failure to adequately reconcile premium account; Comingling premiums with other moneys; Failure to maintain premium account as separate. 7/29/2013 Consent Order Imposing a Fine and Setting Conditions for Probationary Licenses - $500 Fine. 13-0203
Comments:

Edmund C. Scarborough, IBCS Group, Inc., and Walter W. Wolf
Spokane Valley, WA
Acting as an unauthorized insurer and soliciting and transacting insurance business in this state on behalf of an unauthorized insurer or insurers, without being licensed as a surplus lines broker. 3/8/2013 Order to Cease and Desist 13-0084
Comments:

Elliott, John B. and Seguros Pacific Insurance Brokers LLC.
Tacoma, WA
Failing to: 1) maintain records; 2) maintain the premium account as separate; 3) to have a disclosure form that complies with statutory requirements; 4) to establish and maintain adequate records and to make the records available for inspection by the Commissioner. 8/22/2013 Consent Order Imposing A Fine And Setting Conditions For Probationary Licenses - Fined: $500 13-0212
Comments:

Erickson, Kent L.
Mount Vernon, WA
Failing to promptly pay premiums to the insurer and failing to maintain a separate premium account from all other business and personal funds. 5/10/2013 Consent Order Levying A Fine $2,000 Fine 13-0122
Comments:

Fidelity National Title Company of Washington, Inc.
Lynnwood, WA
Allowing its title company employees to attend and volunteer their time at an event that is not sponsored solely by a charity; Cosponsoring, subsidizing, or contributing fees, prizes, gifts, or giving things of value to off-premises producer functions, including a golf tournament. 7/8/2013 Consent Order Levying A Fine $750 fine 13-0190
Comments:

Finn, Richard J.
Carson City, NV
Failing to timely and affirmatively report administrative actions to OIC; Violating insurance laws; Having admitted or been found to have committed any insurance unfair practice or fraud; Using fraudulent or dishonest practices, or demonstrating incompetence, untrustworthiness, or financial irresponsibility in this state or elsewhere; and Having an insurance producer license revoked elsewhere. 10/4/2013 Order Revoking License 13-0284
Comments:

First American Title Insurance Company
Santa Ana, CA
Alleged violations of WAC 284-29-235 and WAC 284-29-220 5/6/2013 $25,000 fine to be paid per Stipulation and Agreed Order. 13-0021
Comments:

FNI Works, Inc., doing business as Anchor Solutions, and James Speer and Kathy Speer, Individual Respondents
Shoreline, WA
Issuing contracts purporting to provide insurance coverage to Washington residents to reimburse the consumer for the amount of the consumerís deductible in the event the consumer has a claim under the consumerís auto or home owners insurance. None of the Respondents is authorized to issue insurance contracts or licensed to sell insurance in Washington and no authorized or surplus lines insurer underwrote the insurance that was sold to home owner policy holders to cover their homeowners insurance deductibles. Although Respondents had arranged for a surplus lines insurer to cover the automobile deductible coverage they were selling, the premiums they collected for this coverage substantially exceeded the premiums specified in the surplus lines policy and none of the premiums collected by Respondents were remitted to the surplus lines insurer. 3/25/2013 Order To Cease And Desist 13-0099
Comments:

Fraternal Beneficial Association
Fairfield, WA
Failure to timely file. 6/20/2013 $200 Fine 13-0176
Comments:

Friends Fiduciary Corporation
Philadelphia, PA
Failure to timely file. 9/27/2013 $500 Fine 13-0258
Comments:

Garcia, David
Seattle, WA
Failure to respond. 8/19/2013 Order Revoking License 13-0237
Comments:

Garland, Michael
Newcastle, WA
Providing incorrect, misleading, incomplete, or materially untrue information in a license application. 8/29/2013 Consent Order Levying A Fine - Fined: $250 13-0242
Comments:

Gaul, Tiara L.
Harlan, IA
Failure to report administrative action; failure to respond. 4/9/2013 License revoked. 13-0123
Comments:

General Board of the Church of Nazarene
Lenexa, MO
Failure to timely file. 3/4/2013 $750 Fine 13-0070
Comments:

Genest, Paul
Sedro Woolley, WA
Diverting or misappropriating premium monies; Commingling premium monies received in his fiduciary capacity with other business funds. 11/19/2013 Order Revoking License 13-0313
Comments:

Gholamreza Nikzad, and Wood Financial Services Company
Tukwila, WA
Failing to comply with a prior order of the commissioner; Violations of OIC Order No. 12-0130 for failing to maintain adequate records using an appropriate accounting or book keeping system; Failing to maintain records and keep records available and open to inspection by the OIC; Using the separate premium account to pay for personal and business expenses; and Failing to reconcile the separate premium account. 7/23/2013 Order Revoking License 13-0222
Comments: Order Stayed pending outcome of hearing.

Gibson, Michael R.
Spokane, WA
Failure to respond 2/20/2013 Order revoking license 13-0068
Comments:

Girouard, Rachel
Mill Creek, WA
Failing to complete twenty-four approved credit hours of continuing insurance education during the term of her licensure prior to renewing. 10/4/2013 Consent Order Levying A Fine - Fined: $250 13-0255
Comments:

Global Warranty Group, LLC and Wireless Protection Program Association, d/b/a www.globalwarrantygroup.com, www.wirelessprotectionprogram.com; and Arthur Krantz, Charles S. Pipia, and Andrew J. Schenker
St. James, NY
Engaged in and transacted the unauthorized business of insurance and acted as an unregistered service contract provider in the State of Washington. 10/29/2013 Order To Cease And Desist 13-0298
Comments:

gotoPremiumFinance.com, LLC
Woodland Hills,
Failure to disclose trade names on their application for licensure. 11/20/2013 Consent Order Levying A Fine - Fined: $200 13-0304
Comments:

Graham, Teresa L.
Orlando, FL
Failure to report administrative action; failure to respond. 10/31/2013 License revoked. 13-0303
Comments:

Gramercy Insurance Company
Dallas, TX
Failure to maintain required capital and surplus. 1/22/2013 Suspension of Certificate of Authority 13-0011
Comments:

Graves, Bryan
Olympia, WA
Providing incorrect, misleading, incomplete, or materially untrue information in a license application. 8/19/2013 Consent Order Levying A Fine - $250 fine 13-0217
Comments:

Gray, Christopher C.
Spokane, WA
Probationary license due to recent felony convictions. 7/12/2013 Consent Order Setting Conditions For Probationary Resident Producerís License 13-0197
Comments:

Guardian Protection Products, Inc. RPM Wood Finishes Group
Hickory, NC
Unregistered protection product guarantee provider. 4/17/2013 Order To Cease And Desist 13-0135
Comments:

Harlow, Danny J.
Ridgefield, WA
Offering and providing gift cards to prospective clients for scheduling a consultation. 4/5/2013 Consent Order Levying A Fine $500 Fine 13-0079
Comments:

HARTFORD ACCIDENT AND INDEMNITY COMPANY, HARTFORD CASUALTY INSURANCE COMPANY, HARTFORD INSURANCE COMPANY OF THE MIDWEST, TRUMBULL INSURANCE COMPANY,
Hartford, CT Indianapolis, IN
Using unapproved rates 8/15/2013 Consent Order Imposing Fine $100,000 13-0221
Comments:

Hartford Fire Insurance Company and Twin City Fire Insurance Company
Hartford, CT and Indianapolis, IN
Charging premiums based upon unapproved rating factors 7/22/2013 Consent Order Imposing a Fine 13-0192
Comments:

Hatfield, Ronald E. and Solutions Insurance Group LLC
Colorado Springs, CO
Providing incorrect, misleading, incomplete, or materially untrue information in a license application; selling, soliciting, or negotiating insurance without a valid license; engaging in fraudulent and dishonest practices. 8/5/2013 Order Revoking License 13-0229
Comments:

Health Alliance Northwest Health Plan, Inc.
None 1/31/2013 Solicitation Permit 13-0040
Comments:

Heifer International Foundation
Little Rock, AR
Failure to maintain minimum unrestricted net assets. 9/30/2013 Order Suspending Certificate of Exemption 13-0270
Comments:

Henry, Heather R.
Nampa, ID
Failure to promptly reply to an inquiry of the Commissioner; Failure to pay the license fee in 2011. 8/9/2013 Consent Order Levying A Fine $500 fine and immediately pay the $165 licensing fee. 13-0154
Comments:

Orders 51 to 100 of 259
First 50 Orders Previous 50 Orders Next 50 Orders Last 50 Orders
 

These enforcement actions taken by Mike Kreidler, Washington state Insurance Commissioner, are a primary tool in protecting the people of Washington.

Type of Entity Authority to Suspend or Revoke Authority to Fine
Agent or broker RCW 48.17.530 RCW 48.17.560
Insurance company RCW 48.05.140 RCW 48.05.185
Health care service contractor RCW 48.44.160 RCW 48.44.166
Health maintenance organization (HMO) RCW 48.46.130 and RCW 48.46.135

Updated 04/06/2014

See also

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