2014 Orders

Orders posted below are unverified duplicates of official orders actually entered. To get an official version of the order contact:

Renee Molnes
Phone: 360-725-7047
Email: legal@oic.wa.gov

Orders 1 to 50 of 154
Name Violation Issue Date Action Order

Abenojar, Adrian B.
Seattle, WA
Failure to complete the required ethics credit hours for continuing insurance education during the term of his licensure prior to renewing; By indicating on his license application that he had completed the ethics course when he had not, he provided incorrect, misleading, incomplete or materially untrue information in the license application. WAC 284-17-224 and RCW 48.17.530(1)(a) and (b). 4/23/2014 Consent Order Levying A Fine - Fined $250 14-0046

Affiliated FM Insurance Company
Johnston, RI
Submitting late class rosters to the OIC; Issuing a certificate of completion to a person who did not complete the course, and by failing to issue a certificate of completion to a person who satisfactorily completed the course. 4/1/2014 Agreed Order Levying A Fine - Fined: $3,700 14-0027

American Association of University Women Inc.
Washington, DC
Failure to timely file. 3/26/2014 $750 Fine 14-0032

American Medical Life Insurance Company
New York, NY
Failure to maintain minimum capital and surplus. 4/25/2014 Order Suspending Certificate of Authority 14-0070

American Reliable Insurance Company
Scottsdale, AZ
Making or issuing and insurance contract or policy not in accordance with its rate filing then in effect. 4/14/2014 Consent Order Levying A Fine - Fined $30,000 with $20,000 suspended and a Compliance Plan 14-0012

Amorim, Jeremy W.
Twin Falls, ID
Failure to disclose criminal history. 4/25/2014 License revoked. 14-0080

Anderson, Neil G.
Kent, WA
Licensee charged clients a premium deposit and held it in a trust account in the event of non-payment. 10/1/2014 Consent Order Levying a Fine - $5,000 14-0181

Arcadian Health Plan
Tumwater, WA
Failure to Timely File. 6/3/2014 $1,000 Fine 14-0095

Automobile Protection Corporation
Norcross, GA
Insolvent 7/1/2014 Suspension of Certificate of Registration 14-0147

Bagley, Ginger A.
Port Orchard, WA
Made misrepresentations on applications by providing 36 clients group insurance through an employer group account for which these insureds did not work. 7/9/2014 Consent Order Levying A Fine - Fined $500 14-0118

Baptist General Conference
Arlington Height, IL
Failure to timely file. 3/18/2014 $1,250 Fine 14-0033

Benefit Marketing Solutions and Benefit Services Association
Norman, OK
Unlicensed Service Contract provider. 5/15/2014 Amended Order to Cease and Desist 14-0081

Best Bail Bonds
Selah, WA
Fee paid was returned "NSF"; failure to respond. 8/22/2014 License revoked. 14-0162

Blain, Candice V.
Atlanta, GA
Failure to respond to inquiries from the Insurance Commissioner. License revocation rescinded following payment of fine. 11/7/2014 Consent Order Rescinding Order Revoking License No. 13-0294 and Levying a Fine - $250 14-0171

Bobbi’s Bail Bonds Inc. and Bobbi Jo Van Alstyne
Seattle, WA
Failure to pay the bond forfeiture to the Renton Municipal Court; Failure to report the Department of Licensing’s administrative action to the Commissioner within thirty days of the final disposition of the matter. 8/21/2014 Consent Order Levying A Fine - Fined $500 14-0083

Bolden, Nicole C.
Mobile, AL
Failure to pay; failure to respond. 10/2/2014 License Revoked. 14-0193

Bonzer, Jacob R.
Lake Forest, CA
Failure to report California suspension. 9/12/2014 License suspended. 14-0177

Borrelli, Jodi Dawn
Bonney Lake, WA
Making a false or misleading statement or impersonation, or willfully failing to reveal a material fact, in or relative to an application for insurance to an insurer; Failing to respond timely to an inquiry from the Insurance Commissioner. 2/25/2014 Order Revoking License 14-0028

Brown, Sean M.
Yakima, WA
Agent was cutting and pasting signatures on life insurance documents as well as rebating; Failure to respond to two inquiries of the OIC within 15 days from receipt of inquiry. 10/1/2014 Order Revoking License 14-0190

Bucknell University
Lewisburg, PA
Failure to timely file. 3/14/2014 $1,250.00 Fine 14-0034

Burnette, Sheila M.
Spokane, WA
License revoked due to failure to respond and to comply with the conditions of her probationary license. 1/10/2014 Order Revoking License 14-0009

Business Insurance Management, Inc & Dennis V. Bey
Bellevue, WA
Failure to retain records of all transactions consummated under their licenses and keeping such records available and open to the inspection of the Commissioner during the five years thereafter; failure to receive all premiums and return premiums in their fiduciary capacity, and promptly accounting for and paying them to the party entitled thereto, and by diverting or appropriating funds received in a fiduciary capacity for their own use; failure to account for and maintain in a separate account all funds representing premiums or return premiums received; failure to handle funds according to the requirements of WAC 284-12-080, and to establish and maintain an accounting system as required by that regulation. 11/20/2014 Consent Order Setting Conditions for Probationary Licenses and Imposing a Fine - $500 14-0209

Careington International Corporation
Frisco, TX
Failing to provide a list identifying all persons who would market the Company’s discount plans and failing to update that list as part of the Company’s license renewal applications; Failing to provide a copy of the forms of contracts made between the Company and its marketers. 8/26/2014 Consent Order Levying a Fine - $20,000 14-0157

Chastang, Jasmine
San Antonio, TX
Failure to report administrative action; failure to respond. 5/15/2014 License revoked. 14-0103

Chavez, Vanessa Y.
Pasco, WA
Failure to pay. 10/2/2014 License revoked. 14-0192

Christian Appalachian Project
Lancaster, KY
Failure to timely file. 3/27/2014 $500 Fine 14-0035

Christian, Robert A.
Sioux Falls, SD
Failure to report an administrative action; failure to respond. 9/3/2014 License revoked. 14-0172

Claflin, Byron R.
Rockford, WA
Failure to report criminal charge/conviction, failure to pay fees, failure to respond. 4/24/2014 LIcense revoked. 14-0076

Coleman, Joseph H.
Bellevue, WA
Probationary License issued due to unpaid child support. 4/3/2014 Consent Order Setting Conditions For Probationary Resident Producer’s License 14-0059

Colin, Victor M.
Bothell, WA
Probationary license issued because licensee is not currently authorized to work in the US, but provided evidence that he is working toward obtaining such authorization. Probationary license issued for period of one year in order to allow licensee additional time to obtain permanent residence or other valid work authorization in the US. 11/4/2014 Consent Order Setting Conditions for Probationary Resident Producer's License 14-0206

Combined Insurance Company of America
Glenview, IL
Charging rates different than those filed with and approved by the Commissioner. 7/17/2014 Consent Order Levying A Fine - Fined $5,000 14-0124

Commonwealth Insurance Company of America
LaConnor, WA
Failure to timely file. 6/12/2014 $500 Fine 14-0094

Comparative Solutions Insurance Agency, LLC
Cleveland, OH
Failure to respond; failure to affiliate a Designated Responsible Licensed Person. 7/17/2014 License revoked. 14-0151

Country Life Insurance Company
Bloomington, IL
Offered a course that was not approved for continuing education credit and issued certificates and submitted a roster using an approved course number to provide continuing education credit to the attendees. The provider is not keeping continuing education course records as required. 10/23/2014 Agreed Order Levying a Fine - $1,000 14-0183

Crisp, Leanne M.
Spokane, WA
Licensee worked for Edward Van Vliet, a licensed producer for Northwestern Mutual Life Insurance Company. By regularly writing herself fraudulent checks from the checking account of Mr. Van Vliet, licensee embezzled tens of thousands of dollars. In doing so, Licensee used fraudulent, coercive, or dishonest practices, or demonstrated incompetence, untrustworthiness, or financial irresponsibility. This is especially true since a licensee who receives funds which belong to another person in connection with an insurance transaction is deemed to have received the funds in a fiduciary capacity and has a duty to promptly account for and pay the funds to the person entitled to the funds. 8/6/2014 Order Revoking License 14-0159

Crista Ministries
Seattle, WA
Failure to timely file. 3/14/2014 $500 Fine 14-0036

Dailey, Henry William
Bellevue, WA
Selling annuities that were not filed and approved for sale in Washington; Knowingly making a false or misleading statement or impersonation, or willfully failing to reveal a material fact, in or relative to an application for insurance to an insurer. 6/4/2014 Order Revoking License 14-0114

Davis, Thomas T.
Bothell, WA
Buying a dinner that exceeded $25 in value for a consumer to whom he had just sold an annuity. Violation of RCW 48.30.140. 6/16/2014 Consent Order Levying A Fine - Fined: $500 14-0108

Delacova, Joaquin
Weston, FL
Washington license revoked due to having Florida license (resident state) suspended. 6/18/2014 Order Revoking License 14-0129

Dennis, Earl C.
Edmonds, WA
Licensee: 1) obtained a loan from Mr. Dennis’s insurance client, who is not a financial institution nor related to Mr. Dennis by birth, marriage, or adoption; 2) used fraudulent, coercive, or dishonest practices, or demonstrated incompetence, untrustworthiness, or financial irresponsibility in this state or elsewhere by obtaining a personal loan of $210,000, at 2% interest over 8 years, from Mr. Dennis’ insurance client who was 79 or 80 years old at the time of the transaction, and by failing to secure the loan as he agreed to do; and 3) advised an insurance client to surrender 2 annuities that were outside of the surrender penalty period and accessible without penalty, and which had a better guaranteed minimum rate of return, in exchange for annuities that has 10 full years of surrender penalties and a lower guaranteed interest rate, and when asked to disclose other short or long-term negative consequences of the exchange, by writing only, “none known – consult a CPA or an attorney with questions.” 7/23/2014 Order Revoking License 14-0153
Comments: Order Stayed Pending Outcome of Hearing

Dental Health Services Incorporated
Seattle, WA
Failure to timely file. 6/12/2014 $500 Fine 14-0101

DeSantiago, Luis
McFarland, WI
License revoked due to failure to comply with the conditions of his probationary license and his failure to respond to an inquiry from the Insurance Commissioner. 6/10/2014 Order Revoking License 14-0119

Digital Leash, LLC dba ProtectCell dba www.protectcell.com; Fortegra Financial Corporation; Lots Intermediate Company; and Scott McLaren, Robert Emery, Bryan Finnerty and Christopher P. Beyersdorff
Jacksonville, FL; Novi, MI
Marketed, solicited, administered, and sold service contracts and/or contracts of insurance without a certificate of authority or service contract provider registration; Failure to timely pay 2% premium taxes. 10/23/2014 Order to Cease and Desist 14-0204

Dixon, Tamario
Everett, WA
Failure to pay child support. 9/22/2014 License suspended. 14-0185

Easter Seals, Inc.
Chicago, IL
Failure to maintain minimum unrestricted net assets. 5/15/2014 Order Suspending Certificate of Exemption 14-0088

Erickson, Kent L.
Mount Vernon, WA
Failure to respond to an inquiry of the Insurance Commissioner; Failure to advise OIC of any change of address within thirty days after a change of address which includes change in residence, mailing, business or e-mail address; Failure to comply with the terms of OIC Consent Order 13-0122; Improperly withholding, misappropriating, or converting any moneys or properties received in the course of doing insurance business; or using fraudulent, coercive, or dishonest practices, or demonstrating incompetence, untrustworthiness, or financial irresponsibility in this state or elsewhere. 2/26/2014 Order To Not Renew License Due To Alleged Improper Withholding, Misappropriation, Or Converting 14-0026

Farmers New World Life Insurance Company
Mercer Island, WA
None 4/30/2014 Order Granting Approval of Permitted Accounting Practice 14-0085

Fidelity & Guaranty Life Insurance Company
Des Moines, IA
Allowing a producer to act as an agent of Fidelity & Guaranty Life Insurance Company (“F&G Life”) in Washington without the Company having appointed him; Accepting a policy without ensuring that the selling agent was licensed for the proper line of authority to sell that policy. 7/23/2014 Consent Order Levying a Fine - $10,000 13-0336

Fife RV & Auto Center, Inc.
Gig Harbor, WA
Issuing protection product guarantees without being licensed. 10/1/2014 Order To Cease And Desist 14-0175

Foundations Financial Group LLC
Bonney Lake, WA
Failure to affiliate a Designated Responsible Licensed Person. 7/17/2014 License revoked. 14-0152

Orders 1 to 50 of 154
Next 50 Orders Last 50 Orders

These enforcement actions taken by Mike Kreidler, Washington state Insurance Commissioner, are a primary tool in protecting the people of Washington.

Type of Entity Authority to Suspend or Revoke Authority to Fine
Agent or broker RCW 48.17.530 RCW 48.17.560
Insurance company RCW 48.05.140 RCW 48.05.185
Health care service contractor RCW 48.44.160 RCW 48.44.166
Health maintenance organization (HMO) RCW 48.46.130 and RCW 48.46.135

Updated 04/06/2014

See also

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