2014 Orders

Orders posted below are unverified duplicates of official orders actually entered. To get an official version of the order contact:

Renee Molnes
Phone: 360-725-7047
Email: legal@oic.wa.gov

Orders 51 to 100 of 153
 
Name Violation Issue Date Action Order

Gaye, Nyaten
Johnston, RI
Failure to respond. 6/24/2014 License revoked. 14-0144
Comments:

Genest, Paul D.
Sedro Woolley, WA
Application for reinstatement of license was filed shortly after license had been revoked. 9/8/2014 Denial of license application filed after recent revocation of license. Denial was upheld after hearing. 14-0102
Comments:

George Fox University
Newberg, OR
Failure to timely file. 3/21/2014 $750 Fine 14-0037
Comments:

Gloria, Christopher S.
Seattle, WA
Falsely telling a couple that in order to obtain premium and coverage information they had to sign certain documents. Using the signed documents to replace the couples’ existing annuity, despite their desire to only obtain information about the new prospective annuity and not actually replace their existing annuity. Knowingly makes a false or misleading statement or impersonation, or willfully failing to reveal a material fact, in or relative to an application for insurance; Violating any insurance laws, or violating any rule, subpoena, or order of the Commissioner; Using fraudulent, coercive, or dishonest practices, or demonstrating incompetence, untrustworthiness, or financial irresponsibility; Altering replacement forms without permission after the couple signed. 9/8/2014 Order Revoking License 14-0136
Comments:

Green, Sean
Phoenix, AZ
Failure to report an administrative action; failure to respond. 10/30/2014 License revoked. 14-0207
Comments:

Group Health Options, Inc.
Seattle, WA
Denying an enrollee an external independent review of an adverse decision denying, reducing, modifying, or terminating coverage or payment. 8/20/2014 Consent Order Levying A Fine - Fined: $2,000 14-0143
Comments:

Guirell, Cindy G.
Roy, WA
Probationary license issued due to felony conviction and failure to notify the OIC of charges within 30 days of pre-trial date. 7/9/2014 Consent Order Imposing A Fine and Setting Conditions For Probationary Producer’s License - Fined: $250 14-0123
Comments:

Guzman, Gregory M.
Spokane, WA
Depositing his clients’ checks into his personal bank account instead of forwarding the checks properly or paying the premiums thereon, he improperly withheld, misappropriated, or converted monies received in the course of doing insurance business; Using fraudulent, coercive, or dishonest practices, or demonstrating incompetence, untrustworthiness, or financial irresponsibility in this state or elsewhere; Failure to reply to respond to inquiries from the OIC. 9/15/2014 Order Revoking License 14-0167
Comments:

Hansen, Judy S.
Kennewick, WA
Probationary license issued due to outstanding court debt. 9/19/2014 Consent Order Setting Conditions For Probationary Resident Producer’s License 14-0176
Comments:

Health Net Health Plan of Oregon Incorporated
Woodland Hills, CA
Failure to timely file in the proper format. 5/23/2014 $500 Fine 14-0093
Comments:

Hoiness, Clete D.
Moses Lake, WA
Knowingly making a false or misleading statement relative to an application for insurance; Misrepresenting the terms of a policy. 4/16/2014 Consent Order Levying A Fine - Fined: $2,000 with $1,000 suspended 14-0058
Comments:

Holleman, Victoria R.
Ellensburg, WA
Probationary license issued due to conviction for misdemeanor and outstanding court debt. 7/31/2014 Consent Order Setting Conditions For Probationary Producer's License 14-0155
Comments:

Houdei, Justin
St. Peter, MO
Engaging in or transacting the unauthorized business of insurance in the State of Washington; Seeking or soliciting insurance business in the State of Washington and participating, directly or indirectly, in any act of an insurance producer or insurance company in seeking or soliciting insurance business. 1/2/2014 Order To Cease And Desist 14-0001
Comments:

Howell, Sean S.
Bellevue, WA
Licensee filed seven life insurance applications with false information resulting in Licensee obtaining $308,335.68 in commissions to which he was not entitled. The Insurance Commissioner is authorized to Revoke Licensee’s license for knowingly making a false or misleading statement in or relative to an application for insurance to an insurer; Intentionally misrepresenting the terms of an actual or proposed insurance contract or application for insurance; Using fraudulent, coercive, or dishonest practices, or demonstrating incompetence, untrustworthiness, or financial irresponsibility in this state or elsewhere. 7/18/2014 Order Revoking License 14-0148
Comments:

Imperium Insurance Company
Houston, TX
Making or issuing an insurance contract or policy not in accordance with its rate filing then in effect; Failing to appoint a person acting as its agent. 2/14/2014 Consent Order Imposing A Fine - Fined $10,000 14-0013
Comments:

Indemnity Insurance Corporation
Sparks, MD
Indemnity Insurance has been found impaired by the Court of Chancery of the State of Delaware and the state of Washington finds the sale, solicitation, or issuance of any new policies by Indemnity Insurance would be hazardous to its policyholders, contractholders, creditors, and the public of this state. 1/29/2014 Order Suspending Registration 14-0011
Comments:

Insurance Finance Company LLC
West Des Moines, IA
Financing premiums for Washington insureds prior to obtaining a Washington license as a premium finance company. 10/20/2014 Consent Order Levying a Fine - $1,600 14-0180
Comments:

Insurance Finance Corporation
West Des Moines, IA
Company was financing insurance premiums in Washington without a license. 2/25/2014 Order to Cease And Desist 14-0030
Comments: COMPANY LICENSED TO DO BUSINESS IN WASHINGTON AS OF 05/19/2014

Jackson, Josh
Converse, TX
Failure to report administrative action; failure to respond. 3/19/2014 License revoked. 14-0053
Comments:

Jaskic Insurance
Portland, OR
Failure to report Oregon revocation. 9/18/2014 License revoked. 14-0182
Comments:

Jaskic, Indira
Portland, OR
Failure to report revocation of Oregon license. 9/18/2014 License revoked. 14-0182
Comments:

Jeter, Brandalyn D.
Spokane, WA
Probationary license issued due to felony convictions. 3/10/2014 Consent Order Setting Conditions For Probationary Producer's License 14-0019
Comments:

Johnson, Catherine
Milwaukee, WI
Washington license revoked due to having Wisconsine license (resident state) revoked. 6/12/2014 Order Revoking License 14-0125
Comments:

Joyner, Jaime Sue
Mukilteo, WA
License revoked due to intentionally misrepresenting the terms of an actual or proposed insurance contract or application for insurance; Using fraudulent, coercive, or dishonest practices, or demonstrating incompetence, or untrustworthiness, or financial irresponsibility in this state or elsewhere; Forging another’s name to an application for insurance or to any document related to an insurance transaction. 6/11/2014 Order Revoking License 14-0122
Comments:

Kanagaratnam, Stephanie S.
Roy, WA
Kanagaratnam was terminated and her license was revoked by the OIC for forging the agency owner’s signature and issuing nine checks made payable to her, her friends, and her fiancé for reimbursement of falsified insurance claims. 9/29/2014 Order Revoking License 14-0188
Comments:

Karla Padilla Reyna; KPR Insurance & Financial Services
Yakima, WA
Licensee retained the cash and checks that her clients paid her, instead of forwarding the funds properly or using the funds to pay the premiums for the clients’ policies; issued policies using her home address and phone number as the clients’ address or as the billing address for the policy; utilized unlicensed producers in her agency to generate quotes or submit applications; insured households without listing all drivers at the policy holder address on an auto policy; and issued coverage to consumers who did not have any legal or insurable interest in the vehicle being insured. 10/13/2014 Order Revoking License 14-0196
Comments:

Kelly, Kimberly A. d/b/a Peoples Insurance Agency, Inc.
Renton, WA
Using a disclosure form that failed to disclose a specific amount of commission received, failed to disclose the full legal name of the insurer, and failed to sufficiently explain contingent commissions or bonuses. This is a second violation for failure to properly disclose by Ms. Kelly and PIA. The previous consent order is OIC Order 11-0122. 9/25/2014 Consent Order Levying A Fine - Fined $750 14-0165
Comments:

Kleman Agency LLC, The
Bellingham, WA
Paid licensing fees on two separate occasions that did not clear the bank; OIC Financial Exam that concluded as “unacceptable.” 6/23/2014 Order Revoking License 14-0130
Comments:

L & B Enterprises Inc., d/b/a Tournament Pros, and Bob Rough and Jan-Michael Sherman
Thurmont, MD
Selling contracts to Washington golf tournament sponsors promising to pay specified amounts, or provide specific prizes, to tournament participants who win contests such as putting or chipping contests or who score a hole in one. Respondents failed to apply for and had not been granted, any license to solicit or sell insurance in this state which violations include failure to obtain a certificate of authority; solicitation by an unauthorized insurer; and knowing violations. 9/15/2014 Order To Cease And Desist 14-0178
Comments:

Laisney, Michael S.
Jacksonville Beach, FL
Failure to report Florida revocation. 9/11/2014 License revoked. 14-0174
Comments:

Lancet Indemnity Risk Retention Group, Inc.
Sarasota, FL
Issued seven policies before receiving Registration. 5/1/2014 $1,750 Fine 14-0065
Comments:

Landcar Agency, Inc.
Sandy, UT
Insolvent, with liabilities exceeding assets. 3/21/2014 Order Suspending Certificate of Registration 14-0055.
Comments:

Landcar Agency, Inc.
Sandy, UT
N/A 4/30/2014 Order Rescinding Order Suspending Registration 14-0055
Comments:

Lawson-Kennedy, Xavier T.
Richardson, TX and Desoto, TX
Failure to comply with the terms of his probationary license; and Failure to respond to an inquiry from the Insurance Commissioner. RCW 48.17.475 and RCW48.17.530(6)(b). 4/23/2014 Order Revoking License 14-0075
Comments:

Leading Insurance Group Insurance Company, LTD, (US Branch)
Fort Lee, NJ
None 6/12/2014 Order Rescinding Order Suspending Certificate of Authority 14-0071
Comments:

Lending Insurance Group Insurance Company, LTD. (US Branch)
Fort Lee, NJ
Failure to maintain minimum capital and surplus. 4/25/2014 Order Suspending Certificate of Authority 14-0071
Comments:

Levang, David
Kent, WA
Knowingly making, publishing, or disseminating false, deceptive or misleading representations in the conduct of the business of insurance or relative to the business of insurance; Offering, promising, allowing, giving, or setting off any rebate, discount, abatement, or reduction of premium named in an insurance contract which is not expressly provided for in the policy; Intentionally misrepresenting the terms of an actual or proposed insurance contract or application for insurance; Having admitted or found to have committed any insurance unfair trade practice or fraud; Using fraudulent, coercive, or dishonest practices, or demonstrating incompetence, untrustworthiness, or financial irresponsibility in this state or elsewhere. 2/26/2014 Order Revoking License 14-0025
Comments:

Lincoln General Insurance Company
York, PA
Failure to maintain minimum statutory capital and surplus. 3/13/2014 Order Suspending Certificate of Authority 14-0051
Comments:

Littell, Robert D. III
Seattle, WA
Failure to pay child support. 5/7/2014 License reinstated effective 5/21/14. 14-0091
Comments: Now in compliance with support order.

Long, Amy
Valrico, FL
Failure to respond. 4/9/2014 License revoked. 14-0067
Comments:

Lusa, Steven W.
Snohomish, WA
Application for producer's license was denied by OIC based on two previous disciplinary actions taken against Applicant by Department of Financial Institutions. 5/13/2014 Denial of license application upheld after hearing. 14-0023
Comments:

Mahr, Eric M.
Sacramento, CA
Failure to respond to inquiries from the Insurance Commissioner; failure to comply with conditions set forth in previous Consent Order placing license on probation. 10/24/2014 Order Revoking License 14-0205
Comments:

McKamie, Sammy L.
Southlake, TX
Sending out solicitations in Washington that falsely imply that the producer is licensed to engage in the business of insurance in Washington; Attempting to sell insurance in Washington without a license. 2/21/2014 Consent Order Levying A Fine - Fined $1,000 14-0002
Comments:

McNeill, Claymonte
Charlotte, NC
Failure to report administrative action; failure to respond. 9/23/2014 License revoked. 14-0186
Comments:

McSwain Financial Services, LLC
Olympia, WA
Failure to register the name, other than its legal name, of an insurance producer in accordance with RCW 19.80 and notify the Commissioner before using the assumed name. 4/24/2014 Consent Order Levying A Fine - Fined $250 14-0062
Comments:

Medical Teams International
Tigard, OR
Failure to timely file. 3/21/2014 $750 Fine 14-0038
Comments:

Mercy Corps
Everett, WA
Failure to timely file. 3/14/2014 $750 Fine 14-0039
Comments:

Mikels, Mike J.
Harlan, IA
Failure to report administrative action. 6/19/2014 License revoked. 14-0134
Comments:

Milne, John Leroy
Phoenix, AZ
Misappropriating funds received in the course of doing insurance business; Licensee's license revoked in the state of Arizona. 2/12/2014 Order Revoking License 14-0016
Comments:

Mix, Jeanette L.
Charlotte, NC
Providing incorrect, misleading, incomplete, or materially untrue information in a license application, RCW 48.17.530(1)(a); Failing to update contact information, RCW 48.17.170(12) and WAC 284-17-005(2); Failing to respond to inquiries from the Insurance Commissioner, RCW 48.17.475. 6/27/2014 Consent Order Levying A Fine And Rescinding Order Revoking License 14-0068 - Fined: $500 14-0110
Comments: CONDITIONS OF CONSENT ORDER 14-0110 WERE NOT MET. OIC ORDER REVOKING LICENSE NO. 14-0068 REMAINS IN EFFECT.

Orders 51 to 100 of 153
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These enforcement actions taken by Mike Kreidler, Washington state Insurance Commissioner, are a primary tool in protecting the people of Washington.

Type of Entity Authority to Suspend or Revoke Authority to Fine
Agent or broker RCW 48.17.530 RCW 48.17.560
Insurance company RCW 48.05.140 RCW 48.05.185
Health care service contractor RCW 48.44.160 RCW 48.44.166
Health maintenance organization (HMO) RCW 48.46.130 and RCW 48.46.135

Updated 04/06/2014

See also

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