Buying an individual health plan

Individual coverage is health insurance for you and/or your family members. You can buy individual health plans during the following specific time periods (called "open enrollment periods").

Open enrollment period

The open enrollment period to buy coverage occurs each year from Nov. 15 - Feb. 15.

In our state, you can buy individual coverage:

Some individual health plans may not be available where you live. View our map of individual health plans and their rates by county.

Washington Apple Health (Medicaid) enrollment period

Washington Apple Health (Medicaid) enrollment is open all year long. See if you qualify or renew your coverage through the Washington Healthplanfinder ( or by calling 855-923-4633.

Special enrollment periods

If you need coverage outside of open enrollment, see if you have a qualifying event for special enrollment or if you might benefit from the new temporary special enrollment period (Aug. 27 - Nov. 14, 2014)

What determines how much you'll pay in premiums

  • Your age and the age of any family member on your plan
  • Whether or not you smoke
  • The size of your family (how many people you want to cover)
  • Where you live
  • The deductible amount
  • The benefits in your health plan
  • The amount of your IRS premium tax credit subsidy ( (if you apply for coverage through the Washington Healthplanfinder)

Health reform and individual plans

Individual health insurers:

Updated 10/20/2014

See also

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