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Medigap (Medicare Supplement) plans
Pays some of the costs that Part A (hospital care) and Part B (doctor and outpatient care) don't cover. It fills the gaps.
How does it work?
Private companies sell individual insurance policies that fill the gaps that Original Medicare Parts A and B don't cover, like copayments, coinsurance, and deductibles.
What will it cost?
- Medigap requires a monthly premium. Premiums vary depending on the coverage you choose.
- Approved Medicare Supplement plans and prices (PDF, 156KB)
What does it cover?
Important: These plans do not include prescription drug coverage.
How can I enroll?
- You must be enrolled in Original Medicare, Parts A and B, to qualify for Medicare Supplement plans.
- The best time to enroll in a Medigap plan is during the first six months in which you are age 65 or older and also enrolled in Part B.
- You can enroll in Medicare Supplement plans by contacting the private insurance company directly. See Approved Medicare Supplement plans (PDF, 156KB) for contact information.