What to consider before buying
Before you buy homeowner insurance, you should know different companies charge different rates and offer different coverage. We recommend you do your research and shop around before you make a decision.
If you have questions about a company, call us at 800-562-6900.
What insurance companies look at before they'll insure you
- They will look into your previous insurance history to see if you qualify for coverage with their company.
- They may ultimately quote you a different rate than what they initially quoted you, once they look into your history.
If you don't like what they quote you, continue shopping around.
You already have insurance coverage and want to switch companies
After you buy a new policy, be sure to cancel your previous policy. If you forget, you may be stuck paying premiums for two policies.