What should I do before I enroll in a Medicare Advantage plan?

Important Medicare open enrollment dates: October 15 - December 7

Ask your medical providers:

If they'll take the Medicare Advantage plan.

Ask the plan if:

It requires a referral to see a specialist.

You live in another state part of the year, will it still cover you.

  • Many plans require you to use regular services within the service area (except for emergency care), which is usually the county you live in.

You'll have:

  • Monthly premiums
  • Any copayments for various services
  • Any out-of-pocket limits
  • Costs to use non-network providers

You can keep your stand-alone Medicare Part D plan and the Medicare Advantage plan.

Later on, if you aren't satisfied with the coverage, when you can switch plans.

If you have Medicaid, find out if the:

  • Plan's in-network providers you use are certified to accept Medicaid.
  • In-network providers bill the plan correctly and/or refer to Medicaid providers as needed.
  • Providers' office knows what Medicaid covers and what the plan covers.

Updated 04/06/2015

See also

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