Annuities are a type of insurance product that pays you income. Some people use annuities as part of a retirement strategy. Learn how annuities workAnnuity payout optionsWhat to consider before buying or changing an annuity policy? See alsoHow does my insurance company rate?What you need to know before you buy an equity-indexed annuity (PDF, 271.94 KB)Need more help?Call us at 800-562-6900, 8 a.m. to 5 p.m., Monday - FridayLive chat with usContact us to ask an insurance question