For Consumers

Tribal members

Learn about some of your options for health care in Washington if you're a tribal member of a federally recognized tribe or a shareholder in an Alaska Native Corporation.

Washington Healthplanfinder

If you're under age 65, not on Medicare, and you're a tribal member of a federally recognized tribe or a shareholder in an Alaska Native Corporation, you may qualify for free or low-cost health insurance through the Washington Healthplanfinder. The benefits of enrolling in a Qualified Health Plan through the Washington Healthplanfinder include:

  • No copays or deductibles when you see your health care provider.
  • No costs for using Indian Health Services or Contract Health Services.
  • You can enroll or change health plans any time during the year.
  • You have a choice in coverage options.

Learn more about what options are available.

Indian Health Service (IHS)

IHS is a federal program that provides health services for federally recognized:

  • American Indians
  • Alaska natives

It also may provide health services to:

  • Indians of Canadian or Mexican origin
  • Non-Indian women pregnant with an eligible American Indian child

IHS and Medicare

IHS is not insurance. However, if you're an enrolled tribal member and you're on Medicare and use IHS pharmacies, you're protected from the Part D penalty.

Be aware that using IHS services does not protect you from the Part B penalty if you're on Medicare.

IHS contact information

For more information and to find the nearest office, call the Portland service area office (which serves Washington, Oregon, and Idaho) at 503-414-5555.

Tribal clinics

Tribal clinics offer health care to tribal members and their families. In some smaller rural communities, tribal clinics may serve non-native people in the community. 

For more information, contact your local tribal government.

Requirements for health insurance issuers

In Washington state, health insurance issuers must comply with all state and federal laws governing their business practices and the health benefits they offer. These regulations ensure that Native American enrollees and healthcare providers are protected. They encompass guidelines for all insurance companies and specific rules for certain health plans. However, these requirements do not extend to Medicaid or Medicare-managed care organizations.

A joint training session was provided by the partnership between OIC and AIHC, on November 5, 2024. For additional information please contact Tribal Liaison Todd Dixon.