If you have a small business (1-50 employees), you're not required to offer your employees health insurance. If you do, you might qualify for tax credits.
Where to buy a health plan
If you have a small business with 1-50 employees, you have several options:
- Small employer market: Any business with 1-50 employees can buy health insurance in the small employer market. You buy directly from an insurance company or from an insurance agent or broker.
- Association health plans: Small businesses can buy health insurance through an association.
- Don’t buy a health plan: You can decide to not buy group health insurance and let employees buy their own individual health plans.