For Consumers

Adult family home liability market study work group

The Washington state Legislature has asked the Insurance Commissioner to convene a working group to look at the difficulties Adult Family Home operators are facing finding affordable insurance. The working group will:

  • Review the availability and cost of liability insurance for adult family homes;
  • Identify obstacles to adult family homes access to liability insurance including underwriting restrictions, market conditions, as well as legal and regulatory requirements;
  • Evaluate the financial risk to adult family homes, their residents, the state Medicaid program, and others that exist as a result of the increased cost of insurance, or in the event adult family homes are uninsured due to a lack of access to coverage; and 
  • Make policy recommendations to improve access to liability insurance coverage for adult family homes.
  • A preliminary report is due by December 31, 2024, and a final report due by June 30, 2025.

Work group meetings

Work group meeting agenda, materials, and recordings

Work group members

Adult family home liability market study work group members
NameOrganization
Bryon WelchOffice of the Insurance Commissioner
Amber LeadersOffice of the Governor
Kelly RichburgOffice of the Attorney General
Cathy KinnamonDSHS ALTSA - Home and Community Services
Colleen JensenDSHS ALTSA - Residential Care Services
Saif HakimDSHS Developmental Disabilities Administration
Joy ErvenSurplus Line Association of Washington
John FickerAdult Family Home Council
Amina AbdallaAdult Family Home Council
Rebecca ThompsonFortiphi Insurance
Raelena MarshCochrane and Company
Sherri SheidlerMiniCo Insurance Agency
Katie BaierleinMiniCo Insurance Agency
Vince TerlajeMiniCo Insurance Agency