TRIA has been renewed four times. The current reauthorization is slated to expire Dec. 31, 2027. TRIA requires insurers to make terrorism coverage available to commercial policyholders but does not require insureds to purchase it.

Please visit the National Association of Insurance Commissioners' (NAIC) Terrorism Risk Insurance Act (www.naic.org) webpage for the most up-to-date guidance on the law and its reauthorization.