What forms do I file?

You are required to file forms for all lines of insurance, except:

  • Foreign trade insurance
  • Ocean marine
  • Surety insurance
  • Surplus line coverages
Guidance on property and casualty filings
Filings must include: Filings should not include:
  • Policy jackets
  • Declarations pages
  • Renewal certificates
  • Any other form made a part of the policy
  • Only applications made part of the policy
  • Brochures
  • Policyholder notices - unless the notice amends or modifies policy provisions
  • Manuscript forms used on a one-time basis
  • Billing notices, binders, etc
  • Applications, unless made part of the policy

RCW 48.11.080 - "Surety insurance" defined

RCW 48.18.010 - Scope of chapter

RCW 48.18.100(1) - Forms of policies - filing, certification and approval - exceptions

WAC 284-20B-110 - Applications and policyholder notices

WAC 284-20B-160 - Exemption for unauthorized insurers

WAC 284-20B-170 - Exemption for large commercial accounts

What rates and rules do I file?

You are required to file all lines of insurance, except:

  • Aircraft hull and liability
  • Ocean marine
  • Reinsurance
  • Surplus line coverages

RCW 48.19.010 - Scope of chapter

RCW 48.19.040 - Filing required - Contents

RCW 48.29.140 - Title insurance - Premium rates

WAC 284-24-060 - Suspension of filing requirements - Surplus line coverage

WAC 284-24-070 - Modification of filing requirements - Refer-to-company rating

WAC 284-24-120 - Suspension of filing requirements - Large commercial accounts

How do I file?

Property and casualty rate filing forum presentation

For forms

For rates and rules

Loss payable and mortgagee endorsements