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Insurers need to explain premium increases

A new rule requires all insurance companies to tell policyholders why their premiums increased.

Requirements for insurers premium change transparency rule

Insurers must explain premium increases for auto and homeowner policies in Washington under new transparency rules. The rules go into effect in two phases.

Premium change transparency (R 2024-07)

The insurance commissioner is considering rules to delay the implementation date of phase two of the premium change transparency rules until 2029.

Premium change transparency (R 2022-01)

This rule relates to transparency in underwriting by clarifying the scope of insurer responsibility for adverse actions, premiums, rate changes and consumer notices.

Related topics

Rulemaking

Learn about rules adopted within the last three years, proposed rules and withdrawn rules. Use the status and audience filters to narrow your search.

Laws and rules for insurers

Find out about current and upcoming law and rule changes that affect insurers and the entities we regulate.