Rulemaking
Learn about rules adopted within the last three years, proposed rules and withdrawn rules. Use the status and audience filters to narrow your search.
Learn about the new laws and rules for insurers & regulated entities.
Learn about the new laws and rules for insurance producers.
Get help
Policy and Legislative Affairs
Call: 360-725-7171 (8 a.m. to 5 p.m., Monday - Friday)
Form: Send us a message
Sign up for updates
Sign up to receive updates and information about insurance rules in Washington.
Search & filter
Showing all results.
Date proposed:
Proposed
Consumers
Insurers and regulated entities
Providers
The commissioner is considering rulemaking to ensure the agency can continue to effectively oversee health care benefit managers (HCBMs) and pharmacy benefit managers (PBMs, which are a type of HCBM). To accomplish this potential rulemaking, OIC may amend Chapter 284-180 Washington Administrative Code (WAC), including, but not limited to, implementation of Engrossed Second Substitute Senate Bill (E2SSB) 5213 (Chapter 242, Laws of 2024).
Date proposed:
Proposed
Consumers
Insurers and regulated entities
Providers
The commissioner is considering rulemaking to implement Substitute Senate Bill (SSB) 5579 (Chapter 389, Laws of 2025). This new law regulates public statements by health carriers and health care providers regarding potential contract terminations.
Date proposed:
Proposed
Insurers and regulated entities
Producers and adjusters
The commissioner is considering clarifying the circumstances under which title insurers are permitted to conduct or sponsor educational programs.
Date proposed:
Proposed
Consumers
Insurers and regulated entities
Providers
Multiple provisions of health care and insurance regulations may need to be updated to be consistent with legislation passed and recent federal law changes.
Effective date:
Date adopted:
Date proposed:
Emergency
Insurers and regulated entities
Date proposed:
Proposed
Consumers
Insurers and regulated entities
Producers and adjusters
Rulemaking is necessary to implement ESSB 5291, which created supplemental long-term care insurance.
Date proposed:
Proposed
Insurers and regulated entities
This rule will implement Substitute Senate Bill 5419, which requires insurers to report fire losses to our office. The Commissioner is considering rulemaking to assist insurance companies with fire loss data reporting requirements.
Date proposed:
Proposed
Consumers
Insurers and regulated entities
The Legislature passed Engrossed Senate Bill 5721 relating to the creation of a standard automobile insurance appraisal clause language. The new law requires the Insurance Commissioner to register competent and disinterested umpires who will be identified to appraisers if they are unable to agree on an umpire to resolve their loss dispute.
Date proposed:
Proposed
Consumers
Insurers and regulated entities
Producers and adjusters
The commissioner is considering rulemaking to clarify and update the minimum standards that first-party and third-party insurers must comply with during any claim investigation and adjustment.
Date proposed:
Proposed
Insurers and regulated entities
The Commissioner is considering rulemaking to preserve the affordability of health insurance for consumers and update rate development standards for health insurance carriers.
Date proposed:
Proposed
Insurers and regulated entities
Producers and adjusters
The insurance commissioner is considering rules to delay the implementation date of phase two of the premium change transparency rules until 2029.
Effective date:
Date adopted:
Date proposed:
Recently adopted
Producers and adjusters
The proposed rule will update Chapter 284-17 WAC to ensure producer and adjuster licensing requirements are clear, relevant and aligned with Title 48 insurance laws and the planned National Insurance Producer Registry (NIPR) interface enhancement.
Effective date:
Date adopted:
Date proposed:
Recently adopted
Insurers and regulated entities
Multiple provisions of health care and insurance regulations needed to be updated to be consistent with legislation passed and recent federal law changes.
Effective date:
Date adopted:
Date proposed:
Recently adopted
Insurers and regulated entities
SB 6027 (2023-24) was passed to align Washington’s Insurer Holding Company Act (Ch. 48.31B RCW) with the updated National Association of Insurance Commissioners (NAIC) model authorities including the Holding Company System Regulatory Act and Insurance Holding Company System Model Regulation with Reporting Forms.
Effective date:
Date adopted:
Date proposed:
Recently adopted
Insurers and regulated entities
Providers
This finalized rule updates prior authorization time frames for health care services and prescription drugs and clarifies health plan applicability standards.