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Consumer Advocacy

Call: 800-562-6900 (8:30 a.m. to 4:30 p.m., Monday - Friday)
Form: Ask an insurance expert

Appeals information for Medicare and plans we don't regulate

Find who to contact if you're appealing a decision from Medicare or another type of plan not subject to certain state and federal requirements.

Common reasons for a denial and examples of appeal letters

Some treatments, such as experimental ones, are often denied by insurers. Learn about more common denials and find appeal letter templates you can use

How to appeal a health insurance denial

If your health insurer won't pay for a treatment or a bill, you have options.

Identify your type of insurance coverage

It's important to understand out who regulates your health plan so you know your rights and which laws your plan's appeal process follows.