After getting SSDI benefits for 24 months, you'll be automatically enrolled in Medicare Parts A and B. However, you won't need to wait 24 months if you're getting benefits due to a specific disability, such as End-Stage Renal Disease (ESRD) or Lou Gehrig’s disease (ALS).
Either way, you'll get your Medicare card in the mail. If Medicare enrolls you after 24 months of getting SSDI benefits, you'll get your card about three months before your 25th month of benefits. If you don't want Part B, follow the instructions that come with the card.
Once you're enrolled in Medicare, you can decide if you want to sign up for Part D (prescription drug coverage) or Part C (Medicare Advantage).
Learn more about paying for prescription drugs (PDF 2.24MB) and view Medicare Part D plans (PDF 275.00KB).
If you're eligible for Medicare
If you have a disability and are eligible for Medicare, you may also qualify for these options:
- Get help paying for Medicare
- Medicare Advantage plans
- Medicare Special Needs Plans (SNPs) for people with specific conditions
- Medigap (Medicare supplement) plans (people under 65 with disabilities have limited options)
- Washington State Health Insurance Pool (WSHIP) Basic Plan, if you meet the requirements
- Employer/retiree insurance plans