About the different parts of Medicare 

Medicare has four different parts: A, B, C and D. Each has its own benefits. 

Original Medicare includes Part A (hospital insurance), Part B (medical insurance) and Part D (prescription drug coverage). 

Private insurance companies also sell Medigap (Medicare Supplement) plans. If you have Original Medicare, they help pay for some of the costs that Medicare Part A and B do not cover such as copays, coinsurance and deductibles. These plans do not include prescription drug coverage.

Medicare Advantage (Part C) plans are private insurance alternatives to Original Medicare. They are bundled plans that include the same coverage as Parts A, B and usually D.

When to sign up for Medicare 

You can generally sign up for Medicare when you turn 65. However, you may be eligible for Medicare before you turn 65 if you are receiving Social Security benefits or have certain medical conditions. 

Learn how to get started with Medicare

When your coverage will start

Your Medicare coverage usually starts the month you turn 65. If you're over 65, it starts the month you sign up.  

Learn when your coverage will start

How to use Medicare 

Once you start Medicare, it's important to understand how to protect your Medicare card and get access to care. 

Learn how to use Medicare