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Private mortgage insurance (PMI) protects your lender if you don't pay your mortgage. If your down payment is less than 20% of your home's value, your lender will usually require you to have PMI.
When you buy a home or property, you’re buying all that property's assets and liabilities. Title insurance is a way to protect you on this major purchase.
Condo or townhome insurance offers coverage similar to homeowner insurance. It's for people who own an individual unit within a larger condo or townhome community.
Winter weather can bring many surprises to homeowners, but the damage from it is usually covered.
In Washington, wildfires can happen during drought-like weather. It doesn't matter whether your home is in a suburb, city or rural area.
Homeowner and commercial insurance policies usually don't cover flood damage and require you to purchase a separate flood insurance policy.
Earthquake insurance helps cover your property and belongings in the event of an earthquake.
Homeowner insurance usually doesn't cover damage from land movement or landslides that happen due to rain, melting snow, flooding or earthquakes.
Most homeowner and auto policies will cover you from some damage due to volcanic eruptions, but there are also exceptions.
Natural disasters can happen anytime, anywhere. Dealing with insurance shouldn't add to your frustration.
Featured topics
Filing a homeowner insurance claim
You hope to never have to use insurance, but if you need to file a homeowner claim, it's good to understand your rights, responsibilities and what to expect.
How home insurance works
There are a wide variety of homeowner insurance policies. So before you buy, make sure you understand what the policy does and doesn't cover.
How insurance companies set homeowner rates
Insurers consider many factors when setting their rates. Understanding how this affects your premiums — as well as shopping around — can save you money.
Insurance tips for homeowners
If you need to file a claim, these tips will help you prove your loss.