Consumers

Minimum qualifications include:

• Licensed to do business in the State of Washington or provide a commitment that it will become licensed in Washington within thirty (30) calendar days of being selected as the Apparent Successful Contractor.
• Demonstrate knowledge of, and prior experience in, the areas of work for which the proposal is being submitted. Vendor must have previously held three (3) years of responsibilities substantially the same as, or very similar to, the Scope of Work in Section 1.2 of this RFP.
• Contractor must be or employ actuaries who are members of the American Academy of Actuaries and Society of Actuaries and meet the qualification standard to complete the scope of work stated in this RFP.
  • Credentialed actuaries shall perform or be responsible for all actuarial services under the Contract. Actuarial work must be supervised by an individual who is a member of the American Academy of Actuaries. 
• Agree to the Certifications and Assurances set forth in Exhibit A.
• Submit proposals as specified on Section 3, Proposal Contents, of this RFP.

Revisions to the RFP:

If it becomes necessary to revise any part of this RFP, addenda will be published in the Washington Electronic Business Solution (WEBS) and on this webpage. 

If you download this RFP from this webpage, you are responsible for checking the webpage to ensure you receive any amendments or questions and answers. 

Vendors are encouraged to download solicitations using WEBS to ensure notification of amendments.

The OIC reserves the right to cancel or to reissue the RFP, in whole or in part, before execution of a contract.

Important dates

All times listed are Pacific Standard Time.

4/28/2025 by 11:59pm vendor questions due
5/6/2025 OIC issues Q&A addendum by 5pm
5/15/2025 Preproposal conference at 11am
5/22/2025 OIC issues final addendum
5/29/2025 by 11:59pm Proposals due

RFP Documents

S2502 Property & Casualty Market Report (PDF 2.42MB)

Start your search

Choosing the right insurance can be confusing and overwhelming. Our agent and company lookup tool is designed to help you understand your insurance choices better so you can make informed decisions that fit your needs. 

What you can find

This tool can be a helpful companion when you: 

• Shop for insurance 
• Need to get contact information, such as addresses and phone numbers, for agents or insurance companies
• Want to review disciplinary actions and complaints against companies and agents 
• Verify if an agent or company is licensed in Washington
• Find WAOIC, NPN, and NAIC numbers
• Discover different types of coverage agents and companies can offer
• Take a peek at company financial statements
• Look up independent review decisions if you’re appealing a health care denial

We're here to support you as you navigate the insurance market. If you have questions, we're here to help!

If you’ve been victimized by an insurance entity, you deserve your money back

The insurance commissioner can hold an insurance company or producer accountable if they violate the law by suspending their insurance license or issuing a fine. But if your company overcharges you or wrongfully takes your premium, we cannot make them give you your money back.

Substitute Senate Bill 5331 corrects this and allows us to order a company that violates the law to pay restitution to their victims.

Here’s how the proposed law would work: 

• When an insurance company uses rates that are not approved, we don’t have a way to make them pay you back what you’ve overpaid. 
• If an illegal health insurer defrauds policyholders, we can order them to stop their unlawful activity and fine them but we cannot order them to repay the money they took.
• If an insurance agent collects premiums but doesn’t forward that money to the insurance company — leaving the policyholder without coverage — we cannot require them to repay the money they took.

It’s about fairness 

For most other entities we regulate, the limit is $10,000 per violation or offense. Our authority to fine property and casualty insurers —  like home and auto insurance companies — is limited to $10,000, regardless of the number of violations. 

We believe all insurers should be treated the same. This restitution bill allows us to penalize property and casualty insurers the same way we can penalize all other entities we regulate.