For Consumers

Types of policies not considered health plans

If you have any of the policies listed below, contact your insurance company to learn what appeal process might be available to you, since these polices are not considered health plans by Washington state law (leg.wa.gov).

  • Accident-only coverage
  • Coverage provided from an auto or homeowner personal injury claim
  • Critical illness coverage (a policy for serious illness, like cancer)
  • Dental-only and vision-only coverage
  • Disability-income insurance
  • Employer-sponsored self-funded health plans
  • Fixed-payment indemnity or minimized insurance
  • Limited health care services
  • Long-term care insurance
  • Medicare supplemental coverage
  • Short-term limited-purpose insurance (i.e., student coverage)
  • Workers' compensation coverage